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Automation and payments Payments · UK and Europe

A universal disbursement gateway for UK and European payments.

One controlled path for money leaving the business: payment batches built in Dynamics 365, approved by the right people, validated, sent to your banks and reconciled back to the ledger.

← UK and Europe hub

What a disbursement gateway does

It sits between Dynamics 365 and your banks so payments follow one process, whatever the payee type or bank.

Vendor, payroll and expense payments in one queue
Maker-checker approval with limits by role
Validation of accounts and amounts before a file is released
A status log for every payment, including rejections and returns
Posting and clearing back to the ledger

UK and European formats

Bank file formats are mapped per bank in the Design phase. DisbursementFlow 365 produces ISO 20022 pain.001 files for SEPA credit transfers, and UK formats such as Bacs, Faster Payments and CHAPS are mapped per bank and confirmed in discovery.

SEPA credit transfers in ISO 20022 pain.001
UK domestic formats mapped per bank
Multi-currency and multi-bank across entities
An audit trail from invoice to bank confirmation

Payments and personal data

Payment files contain personal data such as employee and supplier bank details. Access is limited by role, files are not left in shared folders, and retention of payment data follows the schedule agreed in Design.

How an engagement runs

It starts with a 45-minute consultation, then a discovery and fit-gap workshop on your own processes. You receive a written fit-gap and a phased plan before a programme is agreed. Four phases follow, each with something you can use and review.

01

Découvrir

Ateliers de procédés, audit des données, et un écart d’adéquation avec le produit standard.

02

Conception

Plan de solution, carte d’intégration, et les extensions dont nous aurons réellement besoin.

03

Déploiement

Configuration, répétitions de migration, formation basée sur les rôles, UAT et transition progressive.

04

Soutien

Hypercare, services managés, portail client, évaluations d’optimisation programmée.

What drives the cost: users, legal entities and currencies, integrations, data migration and the gaps found against standard. See how pricing works or run the three-minute readiness score.

Questions fréquemment posées

What is DisbursementFlow 365?

Our universal disbursement gateway for Dynamics 365: maker-checker payment batches to any bank through mapped file formats, with validation and a status log.

Does it support SEPA?

Yes. It produces ISO 20022 pain.001 files for SEPA credit transfers, with the format agreed per bank.

Does it support UK payments?

UK formats are mapped per bank in Design; the approval and status flow is the same for every bank.

Statutory rates, filing rules, mandate dates and data-protection requirements are set by the relevant authorities and change; we confirm the current position with you and your advisers before configuration. General information, not tax, legal or data-protection advice, and not a statement that any product or service is certified or approved by a regulator.

Last reviewed 2026-10-16

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